Last week I was at our family physician’s office.  It’s a busy place with lots of commotion.  If I didn’t like our doctor so much I wouldn’t go there.  Then there’s my kids, who, for some reason decide that a physician always needs to see how active and completely annoying they can be.  Maybe this proves some sort of health and well-being in a child, but I HATE taking my children to the doctor’s office.  All three of them at the same time is a complete zoo.  Then, the added craziness of the office is total chaos.  My only salvation in this mess lately has been my iphone.  Crazy, but true.  If you have a toddler, the iphone can save you much grief.  It’s all in the applications.  You can download many of them for free and they have animal sounds, shapes, ABC’s, matching, you name it.  It will keep Elijah content for quite a while.  The problem is when all three of them are with me and they decide to fight over the phone.  Then it’s not so fun.  But Elijah usually wins the battle because he cries the loudest and he can’t sit still for more than a millionth of a second without deciding to climb the chairs and warm-up the stirrups. 

So it’s always an adventure when I head to see Dr. S.   But he always seems to enjoy Elijah and the girls and he doesn’t seem the least bothered by them, nor does he seem like he thinks my kids are overly crazy.  Most doctors tell me this is somewhat normal for young children.  Maybe it’s the lighting?

So when we went to leave the other day, I went up to the reception desk and I have to sign the paperwork really quick usually and then I leave.  I’m pretty sure we have met our out-of-family maximum with our deductible, so I’m really not sure what we owe on our co-pay so I always tell them to send us the bill.  And anyone with cancer knows, you decide how much you can pay each month and you just start making payments.  And since I had my major reconstruction in April, I’m quite certain we’re pretty close at this point.  So the office manager happens to be at the registration desk as I check out, and she asks me if I have a co-pay….and I say, “I’m not really sure,”  I’m pretty sure we’ve met our deductible at this point so I’m not sure what we owe.”  And with that she said “lucky you.” 

So my kids were already running out the door so I had to leave, but if I hadn’t had three kids with me that I had to tear after, I would have gone back in and done a reality check with her.  Because this is what I have to say…..and she should know this because she works with medical bills…..but I AM NOT LUCKY to have reached my deductible….lol!  If you have reached your deductable in this day and age, chances are you either have dynamic insurance or someone in your family is seriously ill.  And there’s a really great chance it’s the later possibility.    Oh, or maybe I’m a hypochondriac who visits the doctor WAY too much because I have health insurance, and in that case, well, maybe then I would be considered lucky.

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